Business Checking
Team Capital Bank offers several options to help you manage the day-to-day finances of your business:
| Free Small Business Checking |
Commercial Checking |
Small Business Interest Checking |
Team Spirit | |
|---|---|---|---|---|
| Qualification(s) | Must have less than 300 items/month | Corporation or Partnership |
Sole Proprietor | Not-for-profit |
| Typical Customer | Smaller Business; Fluctuating Balances; Lower Activity | Large Business; High Activity |
Small Business; Fluctuating Balances & Activity | Not-for-profit organizations only |
| Internet Access | Yes | Yes |
Yes | Yes |
| Maintenance Fee |
None | $10 | $10 | None |
| # of Free Items |
300 | None | Unlimited | 300 |
| Charge Per Check |
None | $0.15 | None | None |
| Charge Per Deposit |
None | $0.25 | None | None |
| Charge Per Deposited Item |
None | $0.15 | None | None |
| Account Earnings |
n/a | Earnings Credit* | Current Interest Rate | Tiered Interest rates depending on balance |
*Account balances earn a credit which is then applied to account activity in order to offset activity fees. Law prohibits the account from earning interest, so even though the earnings credit may be greater than activity fees in any given month, no interest is credited to the account.
