Team Capital Bank delivers more. With experienced, local bankers that will find the right home equity program to fit your unique needs.
Use a Team Equity Line or Loan for:
Team Equity Line of Credit
When you put the equity in your home to use with a Team Capital Bank home equity line of credit, you begin to see the value your home has to offer. A Team Capital Bank home equity line of credit is a smart way to access funds for whatever you need.
Team Equity Loan
As the owner of a home with equity, you have just what you need to fund those major purchases. With a competitive loan rate from Team Capital Bank, you can borrow a specific amount against the equity in your home. In addition to the cash you need for the things you want, a Team Equity Line or Loan offers:
Interest rates change daily. Please call for our current interest rates.
Loan products are subject to credit approval. Other terms, conditions and fees may apply.
Property, life and flood hazard insurance may be required. Mortgage insurance may be required as determined by loan program selected and loan to value.
Home Equity Line | Home Equity Loan | |
Rate | Variable (interest-only payments are available during the draw period) |
Fixed for the term of the loan |
Best For | Multiple uses over a longer period of time. Ideal for multiple home improvement projects, and college tuition. | Large, one-time expenses. Examples include vehicle purchases, large home improvement projects, and debt consolidation. |
Access | Available through check writing, Online Banking, or at your Team Capital Bank branch | Funds may be deposited to your Team Capital Bank checking account or issued to you via an official bank check |