Personal Checking

Team Capital Bank offers Totally Free Checking plus four other accounts that pay you interest.

Best of all, present your debit card and unused checks from your current account at another bank and we’ll pay you $1.50 per pad or card, up to $10 when you open your new checking account.

Personal Checking Accounts

Traditional Name

Interest Account
Requirement 
Min. Ave. Bal.
To Avoid Fee
Fee
Amount
Totally Free
Checking
 
None

None† None None
Low Minimum
Interest Checking
 
Market
Rate
None† $500 $6/Mo.
50+ Interest
Checking
Market
Rate
 
One Signer
Must be 50†
None None
Automatic
Interest Checking
 
Market
Rate
Direct Deposit or
Auto Loan Pymt.†
None None
Platinum
Checking
Market &
Premium Rates*
None† $1,000 $8/Mo.

 

Picking the account that’s right for you is as easy as answering 5 (or less!) simple questions:

Will there be anyone 50 years of age or older signing on this account?
If YES, choose 50+ Interest Checking.
If NO...

Do you have, or can you set up, a direct deposit of payroll, Social Security or government check? Or do you have a loan with us?
If Yes, choose Automatic Interest Checking.
If NO...

Do you always keep at least $2,500 in your checking account?
If Yes, choose Platinum Checking.
If NO...

Do you always keep at least $500 in your checking account?
If Yes, choose Low Minimum Interest Checking.
If NO, choose Totally Free Checking.

†Signer(s) on the account must be at least 18 years of age.

*Balances up to $2,500 earn market rate; balances of $2,500 or more earn premium rate.